Car and Vehicle Insurance

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Car and Vehicle Insurance

Compare your vehicle insurance options to ensure you get the best coverage for your needs and budget. NZbrokers is New Zealand’s largest independent broker collective. Our transparent, impartial services and local expertise make it easy for you to get the right coverage.

Vehicle insurance brokers

Car accidents in New Zealand are becoming more frequent as our population grows and the number of vehicles on our roads increase. In fact, New Zealand ranks 8th in the world for the number of road fatalities per capita, far higher than our neighbours across the Tasman (Austalia 20th).1,2 When the worst happens and your vehicle has been in an accident, damaged, or stolen, you need to know you’re covered.

Working with a vehicle insurance broker can help you get access to a better range of coverage with more affordable premiums.

With more than 20 years’ experience managing a collective of the largest selection of independent brokers in New Zealand, NZbrokers has a broker close to you.

NZbrokers can help you:

  • find the best car and vehicle insurance cover for your personal and business’s needs
  • review cover from the broadest range of insurers
  • understand premiums and risk management
  • manage insurance claims for a better outcome.

*Talk to one of our independent brokers today to find out more. Click here to find the broker closest to you

How to choose the right vehicle insurance

Choosing the right vehicle insurance can look easy and many people choose their cover based on price. But choosing the right policy for your individual needs takes a little more thought than that.

Here are four basic things you should consider to make sure you’re getting the right coverage for your vehicle:

1 Your budget If your car is old or not very valuable and you don’t have a lot of money for insurance, you may choose premiums based on price. This means you may have to forego things like windscreen replacement or car hire in your policy, or you may decide to opt for basic rather than comprehensive cover.
2 Insurer documentation If you can’t understand the disclosure document and fine print of the policy, then you may not end up with the policy you thought you were getting. Most insurance companies provide these documents in what they call plain English but this doesn’t ease the complexity for most people. It’s essential to read and understand these documents.
3 Customer service An insurer that treats you like a valued customer is more likely to be easy to work with in case you need to make a claim.
4 The ability to tailor your insurance One size no longer fits all, so your broker will look for an insurance company that will tailor its policy to suit your needs.

If you’re not sure, get someone who is

One of the most difficult things for most people is having the time and knowledge required to thoroughly research all providers so you can get the right insurance for your vehicle.

Working with a vehicle insurance broker like one within the NZbrokers network can relieve you of this burden at no additional cost. In fact, you may end up paying less premium or receiving a better claim settlement.

Find a broker today to find out more.


Find your closest broker
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