As any boatie would know, boats can often be very expensive assets to own so it’s important to have boat insurance. The risk of having an accident while out on the water or while transporting your boat can prove costly both in repairs and/or replacement and in liability costs in the event that you damage someone else’s property or cause injury to a third party.

Any business that uses vehicles for commercial purposes should have a Commercial Motor insurance policy. This is to provide crucial loss and liability cover in the event that the vehicle is damaged, stolen or involved in an accident resulting in damage or injury to a third party that may not be covered by ACC.