Making sure you are prepared for unforseen events that can have an impact on your ability to generate an income, or care for yourself and your family, makes good sense. With a wide range of insurance policies to choose from, it’s sometimes difficult to know what insurance company will offer the best coverage, and tailor a solution that’s going to meet your needs both personally and financially, now and in the future.

The effect of the Covid-19 lockdown on New Zealand workers has been significant. Businesses across all industries, particularly in the hospitality and tourism sectors, have seen patronage and tourist numbers dwindle. Many employees have faced reductions to their pay or working hours, job losses, or been forced to take involuntary redundancy.