How a business insurance broker can help you

When you own a business, there are a lot of things to consider. In addition to managing the products or services you sell, you also have to manage staff members, rosters, supplies, materials, rent, salaries, and advertising. The list can seem endless at times and, if you’re feeling overwhelmed, then your business insurance may be one of the last things on that list.According to the Insurance Council of New Zealand, most businesses are underinsured. Underinsurance happens when a business owner thinks they have adequate insurance but, in fact, they don’t have a policy that covers the true cost of an incident, or they have an incomplete policy that doesn’t cover all of their risks. Being underinsured doesn’t necessarily mean that your insurance claim will be denied, but it does make the settlement difficult and complex because you haven’t paid the premium that is commensurate to the risk.

June 18th, 2020Jack Ebert
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Insurance shouldn't be set and forget: why you should always review your insurance programme

If you own a smalll or medium-sized enterprise (SME), you probably know that having business insurance is essential throughout the life of your business. But, did you know that the key to staying protected is regularly reviewing your insurance policy?

June 4th, 2020Jack Ebert
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