Do your suppliers or contractors have the correct professional indemnity insurance?

As a business owner you’re well aware of the need to have all your insurance policies in order. Professional indemnity insurance is particularly important if you provide advice for a living. This covers you if your client suffers a negative outcome as a result of following your advice.

March 26th, 2020Jack Ebert
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Why cybercrime insurance in NZ has never been more important

Cybercrime affects millions of people in New Zealand every year, from stolen identities to account hacking and information theft. When cybercriminals target small businesses, they can have a significant impact including financial losses and reputational damage.

March 12th, 2020Jack Ebert
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When disaster strikes: is your company covered with business interruption insurance?

Most business owners know they need to insure their premises, materials, and tools. After all, if disaster strikes, you’ll need to repair or replace these essential elements so your business can keep operating. These types of insurance are often seen as a no-brainer for business owners who are well aware of the importance of managing risk to run a healthy business.

February 20th, 2020Jack Ebert
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Five reasons your business should consider commercial car insurance

If your business has a vehicle used for work, or a fleet of vehicles, then it might make sense to consider commercial car insurance. If you’ve been using personal or regular car insurance for work vehicles up until now, it’s worth reviewing your insurance to make sure you’re covered for the way you use your vehicles.

February 6th, 2020Jack Ebert
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What to consider when selecting small business insurance in 2020

As a small business owner, you’re likely to be busy juggling all the different aspects of running your business and turning a profit, so reviewing your insurance isn’t likely to be a high priority. However, your needs can change in the course of a year. Not only that, the available insurance products could also change.

January 30th, 2020Jack Ebert
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How to protect your business with the right insurance broker in 2020

As 2020 kicks off, the New Zealand economy is healthy with growth expected to remain stable. Unemployment is low and wage growth is moderate, pointing to a generally positive business landscape for NZ organisations.

January 23rd, 2020Jack Ebert
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Cybercrime and insurance: Top 5 things you need to know for 2020

If your business relies on computers or the internet in any way, you could be vulnerable to the threat of cybercriminals. Whether you have a complex eCommerce set-up that lets your customers buy from you online, or you just have a basic web page with your contact details, you could be subject to the same risks.

December 12th, 2019Jack Ebert
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How to find the right corporate and commercial insurance for your business

Your business’s biggest asset isn’t its premises, its vehicles or tools, or even its customer list. Your business’s biggest asset is its ability to generate revenue. And, if the worst-case scenario happens and your business can’t operate for a few weeks or longer, then your ability to generate revenue will be severely impacted.

December 5th, 2019Jack Ebert
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What to look for when selecting the right general insurance broker

For a business owner, selecting the right general insurance broker can be time consuming, stressful, and costly. But it’s a necessary activity because having the right insurance can mean the difference between continuing to operate your business as usual or having to shut down because of a misadventure.

November 14th, 2019Jack Ebert
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Questions to ask your broker when selecting commercial motor vehicle fleet insurance

If you have a fleet of vehicles or even one commercial vehicle as part of your business, then you’d be aware of the need to have adequate motor vehicle insurance to protect your business in case of an accident.

October 18th, 2019Jack Ebert
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How to protect your business against claims for financial loss with professional indemnity insurance

Building and operating a business of any size is hard work. As a business owner, it is important to be aware of the potential that, at any time, an unhappy client or other third-party, could challenge the business you’ve invested so much in, with a claim of alleged negligence, breach of duty or damages.

September 26th, 2019Carla Gilmour
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How to pick the right cover for farming and agricultural insurance

Big things often start from small beginnings. Nowhere is this more evident than in farming and agriculture.  More than fifty per cent of New Zealand’s land is dedicated to farming, the majority being pastoral land for sheep, cows and beef. Whether running a dairy farm, hobby farm or 10,000-hectare sheep farm, there is inherent risk and unpredictability in farming and agriculture.

 

September 10th, 2019Carla Gilmour
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As digital threats grow, cyber-crime insurance has never been more important

As one of the fastest growing crimes in the world cyber-crime can strike anytime, anywhere and on any device. Fraud and identity theft, phishing, data breaches, malware and more continue to make news headlines. Cyber-crime insurance is designed to help organisations manage this risk. 

August 29th, 2019Carla Gilmour
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Important information you need to know about business income insurance

Whether you’re running a new start up or an established company, you’ve worked hard to establish your business. Imagine what would happen to that business if it were forced to close because of damage by a natural disaster.

August 15th, 2019Carla Gilmour
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Why insurance is a critical component of mitigating risk

There’s a lot to think about when managing a business. It can be easy to overlook one of the most important things you need to focus on: mitigating risk.

July 18th, 2019Carla Gilmour
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Protect your people and your equipment

As a small business, there are two things you depend on more than anything else. The first is your people and the second is your equipment. Without either of those things, your business would likely be unable to operate.

June 27th, 2019Cameron Blair
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Why a local broker is better for your business

Insuring your business through a broker can be a smart way to reduce risk. It can help you get the right policies for the best price and, importantly, if you need to make a claim, your insurance broker can help you maximise your chances of success.

June 6th, 2019Carla Gilmour
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How to protect your small business against incidents that are out of your hands

Running a small business successfully can be incredibly rewarding. If something were to happen that would prevent your business from operating for a few days, weeks, or even months, it could have a significant impact on your wellbeing and that of your employees.

May 24th, 2019Carla Gilmour
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Five things your commercial property insurance should cover

For most enterprises, commercial property insurance is high on the list of priorities when it comes to risk mitigation. However, many large organisations take out commercial property insurance and believe they’re fully covered, only to find out that they’re not.

April 23rd, 2019Carla Gilmour
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